The ACT Concepts Company research today its industrial and financial partners, in order to develop its e-bonus solution. Contact us as of now...

e-bonus, the only Pay-As-You-Drive technology capable of protecting the privacy of the driver without the least possible lapse (at least according to its design), is now a licensed technology. ACT Concepts took out several French patent certificates and is proposing a licensing agreement for automobile insurance companies and integrators of telematic solutions. For more details, do not hesitate to contact us as of now...

e-bonus software can be integrated either in a standard telematic device (to make evolve an existing solution to a PriPAYD solution) or directly in a PND or smartphone. In both cases, e-bonus plugin makes it possible to protect the private life and to reduce the costs of the electronic unit and their installation, as well as the costs of telecommunications, aggregation and data storage. For more details, do not hesitate to contact us as of now...

In France, the economic interest in PAYD is far from being obvious, considering the specificity of the  automobile market.  "The average premiums being weak -along the lines of 400 euro per year- the possibilities are not the same as in Austria, Italy or the United Kingdom where the costs are 2 to 2.5 times higher" estimated Laurent Tollié, CEO of Covéa Tech.

In UK,  according to a BBC report, Norwich Union has suspended its mileage-based insurance scheme less than two years after it was launched.

Strategy Analytics analyst, Clare Hughes, said that prohibitive launch costs, privacy violations, back-office data integration and difficulties in measuring costs versus benefits would inhibit the immediate widespread launch of PAYD schemes.